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TORONTO, December 10, 2024 /CNW/ – According to the Ontario Provincial Police, there were more deaths from car crashes Ontario highways in 2023 than in any year since 2007 the deadliest year in more than fifteen years. In light of this sobering statistic, MyChoice, a leading insurtech company in Canadacarried out a comprehensive survey of the province’s safest and most dangerous cities to drive in.

Based on the company’s internal data collected from more than 150,000 car insurance quotes since 2020, including data on accidents and violations, the study highlights areas where drivers should exercise more caution and identifies cities that stand out in terms of road safety. The study used a detailed methodology based on the weighted averages of crashes and violations (i.e. distracted driving, speeding) with a significance ratio of 70/30, creating a comprehensive scoring system from 0 to 5. This approach emphasizes the relative severity of crashes while accounting for traffic violations as a predictive factor of road safety.

Key findings from the study:

• Safest cities to drive in Ontario:
  Toronto is considered the safest city to drive in Ontario with a high score of 4.5 out of 5, thanks to the consistently low number of accidents and violations. Other cities such as East York (4.2), North York (4.2), and Whitby (4.2) are also high on the list of cities where driving in the province is safer.

• Most dangerous cities to drive in Ontario:
  Brantford emerged as the most challenging city for motorists, with a score of just 0.7 out of 5. High accident and violation rates contributed to this low ranking. Kingston (0.7) and Burlington (0.8), and Brampton (1.1) were also identified as risk areas for motorists in the province.

• Notable trends in driving safety:
  Metropolitan regions such as Toronto And North York show significantly lower numbers of accidents and violations compared to mid-sized cities such as Kingston And Brantford.

To view the full study with more cities and violation/accident details, visit the MyChoice study:

CEO of MyChoice, Aren Mirzaiangives a recommendation for Ontario drivers in the context of the research results: “One important recommendation we have for Ontario drivers should purchase winter tires. Not only will this make driving much safer for people on the road this winter, it’s also a smart financial decision. You will receive a 5% discount on your car insurance rates Ontario with many insurers to use it. At MyChoice, we encourage motorists to take proactive steps like these to improve road safety and maximize their insurance savings.”

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Ontario operates under a no-fault insurance system, but your premiums may still be affected by fault determinations and claims history. For drivers in high-risk cities, proactive steps such as maintaining a clean driver’s license can lead to significant savings on car insurance premiums.

Ontario drivers must remain vigilant, especially in cities identified as high-risk. By raising awareness of these rankings, MyChoice aims to promote safer driving and better insurance outcomes for residents across the province.

About MyChoice

MyChoice is a Toronto-based Insurtech company that provides brokers and insurance companies the tools they need to excel in operations and customer acquisition. Their rate comparison site MyChoice.ca gives Canadians access to competitive auto, home and life insurance rates. MyChoice combines their industry knowledge with cutting-edge technologies to build solutions that significantly improve the processes and workflows of brokerage and insurance companies.

SOURCE My Choice Financial, Inc.

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